Enid Kirimo, Evans Wekesa, Selline Indara Akoyo


When it comes to productivity, savings are a vital source of funding. Savings from liquid cash are converted into tangible assets, such buildings, machinery, equipment, and other useful items, in this process. The main goal of this study is to investigate how savings affect employees' personal growth. The specific goal is to look into how consistent saving helps people grow financially, become property owners, invest in real estate to enhance their living conditions and be able to send their children or themselves to college. This study's research technique is descriptive in nature. There was use of both primary and secondary data sources. While literature reviews provided the secondary data, questionnaires were used to collect primary data. While secondary data came from literature reviews and other studies on the subject, primary data was collected through the distribution of questionnaires. 32 respondents provided useful responses for the study, which focused on a sample of 43 employees at Tower Tech Ltd. out of a total population of 215 employees. The data was gathered using semi-structured questionnaires, verified for accuracy, and then examined using Microsoft Excel. To clarify the research findings, percentages were generated and displayed as tables, pie charts, and bar graphs. The study's findings show that consistent saving has a major positive impact on people's personal growth. This is demonstrated by the decreased need to borrow money for daily needs, the easier access to collateral for development loans, the availability of funds for unanticipated expenses, the facilitation of property ownership, and support for both personal and children's education.


Key Words: Regular Savings, Employees' Personal Development

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